We have seen some attempt for banks to suggest that in limited cased negative equity loans can be a solution to some peoples housing problems. In particular where a couple have been in a small apartment and now wish to move to a house or larger apartment for expanding family reasons. However, in many such cases the original apartment is in negative equity in other words what the apartment is sold for will not cover the outstanding mortgage. Some banks may suggest you carry this deficit on too the next mortgage in the new house. This is a complete disaster for the customer and only benefits the bank by not having to realise the loss on the loan. So what the bank wants the ordinary people to do is to take the loss while they, the Banks, have the customer on the hook for another 20 or 30 years! Do not let this happen to you EVER!